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First Quarter 2014 In Review
In The Markets: It was an unexciting first quarter in the markets. Large cap US stocks (as measure by the S&P 500) gained 1.81% and foreign stocks were practically flat, with the MSCI EAFE up...
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Headwinds
Colorado really is a wonderful place. People who don’t live here think that in the winter we are trapped in a terrible freezing tundra, but we actually know that it’s 50-60F half of the time. The only...
View ArticleEverything Wrong with Traditional Investment Advice
Recently in the Wall Street Journal there was a piece titled “Small Stocks Could Be Getting Too Cocky.” Quite frankly, it was full of the usual nonsense we’ve all come to expect from the financial...
View ArticleThe Active Decisions of a “Passive” Investor
Recently my friend Cullen wrote a piece titled “Putting the “Underperformance” of Active Managers in Perspective” that spurred a bit of discussion between the two of us. While Cullen and I may...
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3Q 2014 In Review
In The Markets After months and months of market gains, risk is suddenly back on everyone’s mind. During the third quarter, large cap US stocks managed to squeak by with a small gain, but many other...
View Article2015 Adjustments for Retirement Plans & Social Security
Announcements are rolling out for cost-of-living adjustments to retirement plan limits, Social Security benefits and other tax calculations, as below. The official adjustment for Social Security...
View ArticleYes, I actually read (most of) Tony Robbins’ new book
In case you aren’t obsessively plugged in to the financial web/Twitter/blogosphere, mega self-help guru Tony Robbins has a new book out on finance and investing, “MONEY Master The Game.” (I’m not going...
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2014 In Review
Market Overview 2014 proved to be a diverse year for market returns. Once again US stocks outpaced their global counterparts by a very healthy margin as the S&P 500 gained 13.69% and the MSCI EAFE...
View ArticleThe fault in their stars
It pains me to type this, but it is nearly election season again. Early contenders for the 2016 presidential election are lining up, making formal and less-than-formal announcements and warming up...
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I love my Individual 401(k)
Being self-employed comes with a lot of perks. Like the fact that I put the little one down for nap today to help out my wife and that I’m going to sneak out for a ride here this afternoon. And that...
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3Q 2015 In Review
Market Overview Markets across the board were ugly in the third quarter, particularly in September. Diversified investors likely feel there is nowhere to hide, as practically all major asset classes...
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3Q 2016 Markets In Review
Market Overview It’s almost hard to remember that a little more than 3 months ago we were all on the edge of our seats with much hand-wringing over the potential fallout of Great Britain voting to...
View ArticleTax Loss Harvesting: Enough is Enough
I recently had a conversation about the benefits of tax-loss harvesting, specifically about the benefits offered by several leading robo-advisors who perform “daily” tax loss harvesting, and if...
View ArticleLower future returns: What’s an investor to do?
Corey Hoffstein over at Newfound Research put up a great presentation on how investors should respond to lower expected returns in the future. First I’ll make the standard disclaimer that my industry...
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2017 In Review
(Since it’s the most pressing and biggest topic right now, I’m going to flip the script and start with updates on taxes and legislation out of DC). Tax & Legislative Updates On Friday December 22...
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